With current economic events being what they are today, an incredible amount of individuals are suddenly experiencing a life without any income for an undetermined period of time. Some are lucky enough to have jobs, but even these are fleeting and will soon be replaced by the need to rely on benefits provided by the government. In order to survive on no income, though, you must devise a plan that is uniquely tailored to your situation.
As the old saying goes: There is no free lunch in this world. If you think there is, you have obviously not been living in the United States. Thankfully, though, there is a little light at the end of the financial tunnel. There is always the chance that federal government assistance will be available to you, but you will need to apply for welfare incomes and prove that you really do need it.
If you are a single mom who has a child, then the chances of you qualifying for federal government assistance are great. Single mothers make up nearly half of the population that lacks full-time employment. If you can work and care for your children while providing for them, then you will likely qualify. If not, you may qualify for welfare incomes, which are quite generous. Otherwise, you may have to rely on meager welfare checks to survive.
The United States has a lot of safety nets for those who are incapable of earning a living on their own. Aid from the federal government and state governments provides for many people’s basic needs. Each state has its own assistance programs, including the welfare incomes, which are very beneficial. Safety net programs include unemployment insurance, child care assistance programs, and various other forms of aid.
Aid from the government is available for a wide variety of purposes. Some assistance programs address the most basic needs, like food, shelter allowance, and health care. On the other hand, there are more severe programs that offer cash welfare incomes or child care benefits. Many people rely on these programs to survive.
Another option available to no income individuals and families are rent supplements. Rent supplements are payments that you receive to help you pay for your housing. However, this can only be used for the purpose of living in your home. You cannot use rent supplements for any other purpose. This can be used to supplement a federal safety net program or to pay for child care. It can also be used as down payment money on a new home.
Housing first is another option available to low-income individuals and families. The federal government and your state help to provide vouchers to qualified tenants to help them pay for their housing costs. Tenants using rent supplements to pay their housing costs qualify for this benefit under the national housing strategy. This is a great benefit if you have a severe income restriction.
As you can see, there are plenty of no income resources out there. Be creative in coming up with ways to fund your needs. There is no need to give up the things you love in order to find ways to survive. In fact, you can build an entirely secure life even when you have a paycheck that is less than you’re accustomed to. Take action now and find ways to survive.
One way many people are choosing to survive is by getting a hold of COBRA. COBRA is a government funded insurance program that allows you to continue to get medical coverage even if you lose your job. For most people COBRA can be a godsend, since it can keep them from losing everything they worked hard to acquire. If you qualify for COBRA you will be paying your premiums to the tune of $10 per month.
Another way to survive is through the use of the federal food stamp program known as the pantry program. The pantry program is designed to give you additional assistance when you need it most. Millions of people across the country do not have enough money to eat because they cannot afford to purchase the food they need. By signing up and completing the application process you can literally find ways to put food on the table for yourself and your family.
No matter which way you choose to survive you will have to do all the work. It may seem impossible at first but if you stay focus you will find ways to work around the obstacles holding you back. Even when you are not working you must try to find ways to earn extra income so you have some cushion in case the worst happens and you lose your job. There is no real substitute for going without, but with the right motivation and determination you can get by.